Technology is changing how people use financial services. Knowing more about who is likely to leverage new tools to pay, borrow and save are all important to future business success.

No More PayDay Lending?

Sen. Kirsten Gillibrand has proposed “legislation aimed at putting an end to current payday lending practices by giving some banking services a new home:  the U.S Post Office” as reported by CNBC. 15 states have effectively outlawed payday loans, limiting loan options for residents there. Allowing the USPS to offer small loan services would further …

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Facebook and Payments

With all of the new mobile payment options hitting the market can Facebook disrupt things even more?